Fertility Insurance Coverage by State
Not legal or insurance advice
This data is sourced primarily from KFF State Health Facts (as of November 2025) and the ASRM for territories not covered by KFF. Coverage summaries describe state-regulated fully-insured plans only. Self-funded employer plans governed by ERISA are generally exempt from state mandates and may not provide these benefits even in mandate states. Always verify coverage directly with your insurer and HR benefits team before making treatment decisions.
7 clinics
1 clinic
15 clinics
2 clinics
114 clinics
15 clinics
9 clinics
3 clinics
3 clinics
39 clinics
17 clinics
6 clinics
2 clinics
33 clinics
11 clinics
2 clinics
5 clinics
4 clinics
6 clinics
1 clinic
15 clinics
10 clinics
12 clinics
6 clinics
3 clinics
10 clinics
1 clinic
2 clinics
6 clinics
2 clinics
23 clinics
2 clinics
53 clinics
12 clinics
1 clinic
12 clinics
5 clinics
5 clinics
30 clinics
4 clinics
1 clinic
4 clinics
1 clinic
9 clinics
63 clinics
6 clinics
2 clinics
21 clinics
14 clinics
3 clinics
8 clinics