Minnesota Fertility Insurance Coverage
No state mandateOverview of state insurance mandates and fertility coverage requirements for Minnesota. Applies to fully-insured health plans regulated by the state.
Coverage Summary
| Benefit | Required by State |
|---|---|
| Mandate to offer fertility coverage | No |
| Diagnosis coverage | No |
| Treatment coverage | No |
| IVF included | No |
| Fertility preservation included | No |
Coverage Details
Minnesota has no private-market infertility mandate; Chapter 62A contains no infertility-coverage requirement, and the diagnosis flag previously shown traced to the Medicaid column rather than a private-insurance law. Medicaid context covers counseling for and diagnosis of infertility and related services, but not covered: IUI, IVF, fertility drugs and related services, and sterilization reversal. State mandates vary by market and plan type and generally do not control self-funded employer plans.
Self-Funded Employer Plans (ERISA)
Source & Dates
- Source:
- KFF State Health Facts
- Data as of:
- 2026-06-10
- Next review:
- 2026-08-09
Disclaimer
This is not legal or insurance advice. Verify coverage directly with your insurer and HR benefits team. Self-funded employer plans (ERISA) are generally exempt from state mandates. Information reflects the reviewed source as of the date noted above and may not reflect recent legislative or regulatory changes.
Browse Fertility Clinics in Minnesota
6 clinics listed in Minnesota.
Browse fertility clinics in Minnesota→Pricing and insurance details are compiled from public sources and change frequently — confirm directly with the clinic. Full disclaimer