Utah Fertility Insurance Coverage
No state mandateOverview of state insurance mandates and fertility coverage requirements for Utah. Applies to fully-insured health plans regulated by the state.
Coverage Summary
| Benefit | Required by State |
|---|---|
| Mandate to offer fertility coverage | No |
| Diagnosis coverage | No |
| Treatment coverage | No |
| IVF included | No |
| Fertility preservation included | No |
Coverage Details
Utah has no Title 31A private-market mandate requiring commercial plans to cover infertility diagnosis, treatment, IVF, or preservation. The IVF coverage reflected in background sources is public-program only: the Public Employees' Health Plan provides an IVF benefit (Utah Code 49-20-418/420) and Medicaid covers testing and IVF for certain genetic conditions plus cancer-related preservation under a waiver. Utah Code 31A-22-654 requires insurers to study IVF coverage, not to provide it, and 31A-22-610.1 is an optional indemnity provision. Earlier KFF data treating Utah private insurers as covering diagnosis/treatment reflected those Medicaid/public-employee rows, and self-funded ERISA employer plans are generally outside state insurance mandates.
Self-Funded Employer Plans (ERISA)
Source & Dates
- Source:
- State Government
- Data as of:
- 2026-06-10
- Next review:
- 2026-08-09
Disclaimer
This is not legal or insurance advice. Verify coverage directly with your insurer and HR benefits team. Self-funded employer plans (ERISA) are generally exempt from state mandates. Information reflects the reviewed source as of the date noted above and may not reflect recent legislative or regulatory changes.
Pricing and insurance details are compiled from public sources and change frequently — confirm directly with the clinic. Full disclaimer