New Hampshire Fertility Insurance Coverage
IVF coverage requiredOverview of state insurance mandates and fertility coverage requirements for New Hampshire. Applies to fully-insured health plans regulated by the state.
Coverage Summary
| Benefit | Required by State |
|---|---|
| Mandate to offer fertility coverage | No |
| Diagnosis coverage | Yes |
| Treatment coverage | Yes |
| IVF included | Yes |
| Fertility preservation included | Yes |
Coverage Details
New Hampshire: private insurance context - Covered: Group insurers, excluding small business health options program, extended transition to ACA-programs, and self-insured employers. 2024 SB 558 additionally requires coverage of up to six rounds of intrauterine insemination per plan year without requiring an infertility diagnosis. Medicaid context - Covered: Infertility services if related to diagnosis/treatment of medical conditions; Not Covered: Operations/procedures and medications for the purpose of fertility; Benefits vary between Medicaid managed care plans. State mandates vary by market and plan type and generally do not control self-funded employer plans.
Self-Funded Employer Plans (ERISA)
Source & Dates
- Source:
- KFF State Health Facts
- Data as of:
- 2026-06-10
- Next review:
- 2026-08-09
Disclaimer
This is not legal or insurance advice. Verify coverage directly with your insurer and HR benefits team. Self-funded employer plans (ERISA) are generally exempt from state mandates. Information reflects the reviewed source as of the date noted above and may not reflect recent legislative or regulatory changes.
Browse Fertility Clinics in New Hampshire
2 clinics listed in New Hampshire.
Browse fertility clinics in New Hampshire→Pricing and insurance details are compiled from public sources and change frequently — confirm directly with the clinic. Full disclaimer