Connecticut Fertility Insurance Coverage
IVF coverage requiredOverview of state insurance mandates and fertility coverage requirements for Connecticut. Applies to fully-insured health plans regulated by the state.
Coverage Summary
| Benefit | Required by State |
|---|---|
| Mandate to offer fertility coverage | No |
| Diagnosis coverage | Yes |
| Treatment coverage | Yes |
| IVF included | Yes |
| Fertility preservation included | Yes |
Coverage Details
Connecticut: private insurance context - Covered: Health insurance organizations, excluding persons on plan <12 months, self-insured and religious employers. Medicaid context - Covered: Lab tests to detect the presence of conditions affecting reproductive health; Not Covered: Infertility treatment, sterilization reversal, IVF, IUI, cryopreservation, fertility drugs. State mandates vary by market and plan type and generally do not control self-funded employer plans.
Self-Funded Employer Plans (ERISA)
Pending or Future Changes
Source & Dates
- Source:
- KFF State Health Facts
- Data as of:
- 2026-06-10
- Next review:
- 2027-01-15
Disclaimer
This is not legal or insurance advice. Verify coverage directly with your insurer and HR benefits team. Self-funded employer plans (ERISA) are generally exempt from state mandates. Information reflects the reviewed source as of the date noted above and may not reflect recent legislative or regulatory changes.
Browse Fertility Clinics in Connecticut
8 clinics listed in Connecticut.
Browse fertility clinics in Connecticut→Pricing and insurance details are compiled from public sources and change frequently — confirm directly with the clinic. Full disclaimer