Fertility Clinics in Maryland: Costs, Insurance & Clinic Guide
Compare 15 active fertility clinics in Maryland across 12 cities. Review observed published treatment prices, insurance context, fertility-preservation services, financing information, and CDC/NASS reporting before building a shortlist.
Maryland clinic snapshot
- 15
- Active clinics
- 1
- Published pricing
- 5
- CDC reporting
- 12
- Virtual consultations
12 represented cities
0 with location-scoped entries
Reporting is not a quality ranking
Positive verification only
Insurance coverage in Maryland
Maryland: private insurance context - Covered: Individual and group insurers, excluding employers <50 employees, self-insured and religious employers. Medicaid context - Covered: Fertility preservation for iatrogenic infertility. State mandates vary by market and plan type and generally do not control self-funded employer plans.
What to check
Ask whether your specific treatment, medications, testing, storage, and fertility clinic are covered—not only whether the plan includes a fertility benefit.
Employer-plan exception
Self-funded employer plans are generally governed by federal ERISA rules and may not follow state insurance requirements. Confirm the funding type with your employer or plan administrator.
Coverage record effective or reviewed as of 2026-08-25.
What fertility treatment costs are published in Maryland?
We found 4 distinct published offers in current Maryland clinic profiles after repeated network offers were deduplicated. These are observed advertised amounts—not estimates or a state average—and inclusions vary.
IVF
$12,660–$30,780
Across 1 distinct observed offer; formats and scope vary.
How to compare IVF pricesEgg Freezing
$5,500–$11,925
Across 1 distinct observed offer; formats and scope vary.
How to compare Egg Freezing pricesFrozen Embryo Transfer
$3,920–$6,940
Across 1 distinct observed offer; formats and scope vary.
How to compare Frozen Embryo Transfer prices| Clinic or network | Treatment | Published amount | Basis | Medication | Scope | Checked |
|---|---|---|---|---|---|---|
| CCRM Fertility | IVF | $12,660–$30,780 | Single cycle | Excluded | Network-published | Sep 2026 |
| CCRM Fertility | IUI | $950–$4,305 | Single cycle | Not specified | Network-published | Aug 2026 |
| CCRM Fertility | Egg Freezing | $5,500–$11,925 | Single cycle | Not specified | Network-published | Aug 2026 |
| CCRM Fertility | Frozen Embryo Transfer | $3,920–$6,940 | Single cycle | Excluded | Network-published | Aug 2026 |
Always request a written estimate. A published amount may omit medication, genetic testing, anesthesia, laboratory services, storage, or monitoring.
Fertility preservation and family-building services in Maryland
These lists include only clinics whose sourced profiles affirmatively document the service. Missing information is not treated as evidence that a clinic does not offer it.
Fertility preservation and oncofertility
14 clinics with positive documentation
- CCRM Fertility of Rockville — Rockville
- Johns Hopkins Fertility Center — Lutherville
- Kindbody Bethesda — North Bethesda
- Montgomery Fertility Center — Rockville
- Shady Grove Fertility - Annapolis — Annapolis
- Shady Grove Fertility - Baltimore Harbor East — Baltimore
Plus 8 more documented clinics in the directory.
LGBTQ+ family building
10 clinics with positive documentation
- CCRM Fertility of Rockville — Rockville
- Shady Grove Fertility - Annapolis — Annapolis
- Shady Grove Fertility - Baltimore Harbor East — Baltimore
- Shady Grove Fertility - Columbia — Columbia
- Shady Grove Fertility - Frederick — Frederick
- Shady Grove Fertility - Silver Spring — Silver Spring
Plus 4 more documented clinics in the directory.
Donor egg, sperm, or embryo programs
12 clinics with positive documentation
- CCRM Fertility of Rockville — Rockville
- Montgomery Fertility Center — Rockville
- Shady Grove Fertility - Annapolis — Annapolis
- Shady Grove Fertility - Baltimore Harbor East — Baltimore
- Shady Grove Fertility - Columbia — Columbia
- Shady Grove Fertility - Frederick — Frederick
Plus 6 more documented clinics in the directory.
Male fertility services
9 clinics with positive documentation
- CCRM Fertility of Rockville — Rockville
- Montgomery Fertility Center — Rockville
- Shady Grove Fertility - Annapolis — Annapolis
- Shady Grove Fertility - Silver Spring — Silver Spring
- Shady Grove Fertility - Waldorf — Waldorf
- Shady Grove Fertility - Westminster — Westminster
Plus 3 more documented clinics in the directory.
Maryland clinics with CDC/NASS reporting
5 active clinics in this directory are matched to CDC/NASS data. Reporting status and cycle volume provide context; they are not a ranking or a direct measure of quality.
| Clinic | City | Reporting year | Total cycles |
|---|---|---|---|
| Johns Hopkins Fertility Center | Lutherville | 2022 | 1,220 |
| Montgomery Fertility Center | Rockville | 2022 | 120 |
| Shady Grove Fertility-Rockville | Rockville | 2022 | 12,989 |
| Shady Grove Fertility-Towson | Towson | 2022 | 3,408 |
| Shady Grove Fertility-Walter Reed, Walter Reed National Military Medical Center | Bethesda | 2022 | Not reported |
Financing and employer fertility benefits in Maryland
Clinic participation and financing terms can change. Treat these as documented starting points and verify current eligibility with the clinic, benefit administrator, insurer, and employer.
Clinics documenting financing
11 clinics list at least one financing option.
- Montgomery Fertility Center — Rockville
- Shady Grove Fertility - Annapolis — Annapolis
- Shady Grove Fertility - Baltimore Harbor East — Baltimore
- Shady Grove Fertility - Columbia — Columbia
- Shady Grove Fertility - Frederick — Frederick
- Shady Grove Fertility - Silver Spring — Silver Spring
Plus 5 more documented clinics in the directory.
Employer-benefit programs named by clinics
- Carrot: 12 clinics with positive documentation
- Maven: 11 clinics with positive documentation
- Progyny: 11 clinics with positive documentation
- Optum (designated SGF Centers of Excellence only): 10 clinics with positive documentation
- WINFertility - Premier Plan: 10 clinics with positive documentation
- Stork Club: 8 clinics with positive documentation
- Optum: 7 clinics with positive documentation
- WINFertility: 6 clinics with positive documentation
Compare fertility clinics in Maryland
This table is alphabetical, not a ranking. Compare reviews, price transparency, one consistent CDC/NASS result, and whether a virtual consultation is documented.
| Clinic | Location | Google reviews | Price information | CDC live birth rate* | Virtual consultation |
|---|---|---|---|---|---|
| Rockville | N/A | Published | N/A | Available | |
| Lutherville | 4.0 (52)Google | Contact clinic | N/A | Contact clinic | |
| Lutherville | 3.1 (47)Google | Contact clinic | 42.0%2022 | Available | |
| North Bethesda | N/A | Contact clinic | N/A | Available | |
| Rockville | 4.5 (94)Google | Contact clinic | N/A | Contact clinic | |
| Annapolis | N/A | Contact clinic | N/A | Available | |
| Baltimore | N/A | Contact clinic | N/A | Contact clinic | |
| Columbia | N/A | Contact clinic | N/A | Available | |
| Frederick | N/A | Contact clinic | N/A | Available | |
| Silver Spring | N/A | Contact clinic | N/A | Available | |
| Waldorf | N/A | Contact clinic | N/A | Available | |
| Westminster | N/A | Contact clinic | N/A | Available | |
| Rockville | 4.0 (537)Google | Contact clinic | 54.9%2022 | Available | |
| Towson | 4.0 (280)Google | Contact clinic | 51.8%2022 | Available | |
| Bethesda | 4.5 (2)Google | Contact clinic | 50.0%2022 | Available |
* CDC/NASS result shown is live births per intended retrieval using a patient's own eggs for patients under 35. N/A means this specific measure is unavailable. Published prices and consultation availability should be confirmed directly.
Services documented in Maryland
- IVF15
- Egg Freezing14
- IUI13
- Donor Eggs12
- Oncofertility12
- Donor Sperm11
- Genetic Testing (PGT-A)11
- Gestational Carrier11
Access and clinic type
- 13 full-clinic locations
- 2 monitoring locations
- 11 clinics documenting financing
- 12 clinics publishing insurer names
Frequently asked questions about fertility clinics in Maryland
- How many fertility clinics are in Maryland?
- There are 15 fertility clinics listed in Maryland, spanning 12 cities including Rockville, Lutherville, Annapolis. Each profile is source-backed with services, pricing context, and CDC/NASS success-rate data where available.
- Does health insurance cover IVF in Maryland?
- Maryland has fertility insurance requirements that can include IVF, though coverage depends on your specific plan. Maryland: private insurance context - Covered: Individual and group insurers, excluding employers <50 employees, self-insured and religious employers. Self-funded employer plans governed by ERISA may be exempt, so verify benefits directly with your insurer and clinic.
- How much does IVF cost in Maryland?
- 1 active clinic in the current Maryland directory publish at least one price. 0 have a location-scoped price entry and 1 reference network-scoped pricing. Published amounts may exclude medication, lab, anesthesia, testing, storage, or monitoring, so compare scope and request an itemized estimate.
- Is there one best fertility clinic in Maryland?
- There is no single clinic that is best for every patient. Compare whether treatment is performed on site, documented services, published-price scope, CDC/NASS reporting, financing and insurance information, travel requirements, and the questions you want answered during a consultation. The table and profiles below present these facts without assigning a score or ranking.