Fertility Clinics in California: Costs, Insurance & Clinic Guide

Compare 111 active fertility clinics in California across 63 cities. Review observed published treatment prices, insurance context, fertility-preservation services, financing information, and CDC/NASS reporting before building a shortlist.

California clinic snapshot

111
Active clinics: 19
Published pricing: 83
CDC reporting: 26
Virtual consultations

Insurance coverage in California

California's regime splits by market. For large-group plans, Health & Safety Code § 1374.55 as amended by SB 729 (Ch. 930/2024) is a mandate-to-cover: fully insured large-group plans issued or renewed on or after January 1, 2026 must cover infertility diagnosis and treatment, including IVF, with up to three completed oocyte retrievals and unlimited embryo transfers (AB 116 delayed the original July 1, 2025 date to January 1, 2026). Small-group coverage is offer-only under § 1374.55(a)(2). Standard fertility preservation for iatrogenic infertility is a covered basic health care service. CalPERS state-employee plans follow on July 1, 2027, religious-employer and plan-type exceptions may apply, and ERISA self-funded employer plans generally are not controlled by the state mandate.

What to check

Ask whether your specific treatment, medications, testing, storage, and fertility clinic are covered—not only whether the plan includes a fertility benefit.

Employer-plan exception

Self-funded employer plans are generally governed by federal ERISA rules and may not follow state insurance requirements. Confirm the funding type with your employer or plan administrator.

Coverage record effective or reviewed as of 2026-08-25.

Read the full California fertility insurance guide

What fertility treatment costs are published in California?

We found 58 distinct published offers in current California clinic profiles after repeated network offers were deduplicated. These are observed advertised amounts—not estimates or a state average—and inclusions vary.

IVF

$4,995–$30,780

Across 20 distinct observed offers; formats and scope vary.

How to compare IVF prices

IUI

$575–$4,305

Across 12 distinct observed offers; formats and scope vary.

How to compare IUI prices

Egg Freezing

$2,995–$13,000

Across 11 distinct observed offers; formats and scope vary.

How to compare Egg Freezing prices

Frozen Embryo Transfer

$2,500–$7,000

Across 15 distinct observed offers; formats and scope vary.

How to compare Frozen Embryo Transfer prices

Clinic or network	Treatment	Published amount	Basis	Medication	Scope	Checked
West Coast Fertility Center	IVF	$4,995	Single cycle	Excluded	Network-published	Aug 2026
Life IVF Center	IVF	Starting at $5,950	Single cycle	Excluded	Network-published	Sep 2026
California IVF Fertility Center	IVF	$9,500	Single cycle	Not specified	Location-specific	Sep 2026
Alex Steinleitner, MD, Inc.	IVF	$10,400	Single cycle	Excluded	Location-specific	Sep 2026
California Center for Reproductive Health, Reproductive Fertility Center	IVF	$10,995	Package	Not specified	Network-published	Aug 2026
Bay IVF Center	IVF	$11,870	Single cycle	Not specified	Location-specific	Sep 2026
Los Angeles Reproductive Center (LARC)	IVF	$12,400–$21,945	Single cycle	Excluded	Network-published	Aug 2026
CCRM Fertility	IVF	$12,660–$30,780	Single cycle	Excluded	Network-published	Sep 2026
CCRM San Francisco, Bay Area Center for Reproductive Medicine, LLC (BACRM)	IVF	$12,660–$30,780	Single cycle	Excluded	Network-published	Sep 2026
Nova In Vitro Fertilization	IVF	$14,000–$20,000	Not specified	Excluded	Location-specific	Aug 2026
Reproductive Partners Medical Group	IVF	$14,000–$18,000	Not specified	Excluded	Network-published	Aug 2026
Reproductive Partners Medical Group — South Bay	IVF	$14,000–$18,000	Single cycle	Excluded	Network-published	Aug 2026
San Diego Fertility Center	IVF	$14,000–$18,000	Single cycle	Not specified	Network-published	Sep 2026
San Diego Fertility Center	IVF	$14,000–$18,000	Single cycle	Not specified	Network-published	Aug 2026

Showing 14 of 58 deduplicated offers. The clinic comparison and linked profiles below contain the remaining published-price records.

Always request a written estimate. A published amount may omit medication, genetic testing, anesthesia, laboratory services, storage, or monitoring.

Fertility preservation and family-building services in California

These lists include only clinics whose sourced profiles affirmatively document the service. Missing information is not treated as evidence that a clinic does not offer it.

Fertility preservation and oncofertility

104 clinics with positive documentation

Acacio Fertility Center — Bakersfield
Advanced Fertility Associates Medical Group, Inc. — Santa Rosa
American Fertility Medical Center Corporation — Diamond Bar
American Reproductive Centers — Palm Springs
Banafsheh Kashani, MD, Inc. — Aliso Viejo
Bay IVF Center — Palo Alto

Plus 98 more documented clinics in the directory.

LGBTQ+ family building

88 clinics with positive documentation

Advanced Fertility Associates Medical Group, Inc. — Santa Rosa
American Fertility Medical Center Corporation — Diamond Bar
American Reproductive Centers — Palm Springs
Bay IVF Center — Palo Alto
California Center for Reproductive Health, Reproductive Fertility Center — West Hollywood
California Center for Reproductive Medicine — Encinitas

Plus 82 more documented clinics in the directory.

Donor egg, sperm, or embryo programs

72 clinics with positive documentation

Advanced Fertility Associates Medical Group, Inc. — Santa Rosa
Alex Steinleitner, MD, Inc. — San Luis Obispo
American Reproductive Centers — Palm Springs
Banafsheh Kashani, MD, Inc. — Aliso Viejo
Bay IVF Center — Palo Alto
Beverly Hills Fertility — Los Angeles

Plus 66 more documented clinics in the directory.

Male fertility services

67 clinics with positive documentation

Acacio Fertility Center — Bakersfield
Advanced Fertility Associates Medical Group, Inc. — Santa Rosa
American Fertility Medical Center Corporation — Diamond Bar
American Reproductive Centers — Palm Springs
Bay IVF Center — Palo Alto
Beverly Hills Fertility — Los Angeles

Plus 61 more documented clinics in the directory.

Recurrent pregnancy loss services

45 clinics with positive documentation

Acacio Fertility Center — Bakersfield
Alex Steinleitner, MD, Inc. — San Luis Obispo
Banafsheh Kashani, MD, Inc. — Aliso Viejo
California Center for Reproductive Health, Reproductive Fertility Center — West Hollywood
California Center for Reproductive Medicine — Encinitas
California Dream Fertility Center — Aliso Viejo

Plus 39 more documented clinics in the directory.

California clinics with CDC/NASS reporting

83 active clinics in this directory are matched to CDC/NASS data. Reporting status and cycle volume provide context; they are not a ranking or a direct measure of quality.

Clinic	City	Reporting year	Total cycles
Advanced Fertility Associates Medical Group, Inc.	Santa Rosa	2022	181
Alex Steinleitner, MD, Inc.	San Luis Obispo	2022	250
American Fertility Medical Center Corporation	Diamond Bar	2022	Not reported
American Reproductive Centers	Palm Springs	2022	170
Banafsheh Kashani, MD, Inc.	Aliso Viejo	2022	Not reported
Bay IVF Center	Palo Alto	2022	232
Beverly Hills Fertility	Los Angeles	2022	131
California Center for Reproductive Health, Reproductive Fertility Center	West Hollywood	2022	1,217
California Center for Reproductive Medicine	Encinitas	2022	Not reported
California Dream Fertility Center	Aliso Viejo	2022	Not reported
California IVF Fertility Center	Sacramento	2022	804
CARE Fertility	Glendale	2022	478
CARE for the Bay Area	Los Gatos	2022	285
CCRM Fertility — Newport Beach	Newport Beach	2022	Not reported

Showing 14 of 83 reporting clinics. Every clinic remains linked in the comparison table below.

How to interpret fertility clinic success-rate data

Financing and employer fertility benefits in California

Clinic participation and financing terms can change. Treat these as documented starting points and verify current eligibility with the clinic, benefit administrator, insurer, and employer.

Clinics documenting financing

31 clinics list at least one financing option.

American Reproductive Centers — Redlands — Redlands
American Reproductive Centers-El Cajon APC — El Cajon
Bay IVF Center — Palo Alto
HRC Fertility – Pasadena — Pasadena
HRC Fertility — Beverly Hills — Beverly Hills
HRC Fertility — Carlsbad — Carlsbad

Plus 25 more documented clinics in the directory.

Employer-benefit programs named by clinics

Progyny: 36 clinics with positive documentation
Carrot: 32 clinics with positive documentation
Maven: 29 clinics with positive documentation
WINFertility: 22 clinics with positive documentation
Optum: 2 clinics with positive documentation
Stork Club: 2 clinics with positive documentation
Kindbody: 1 clinic with positive documentation
Optum (designated SGF Centers of Excellence only): 1 clinic with positive documentation

Compare fertility clinics in California

This table is alphabetical, not a ranking. Compare reviews, price transparency, one consistent CDC/NASS result, and whether a virtual consultation is documented.

Clinic	Location	Google reviews	Price information	CDC live birth rate*	Virtual consultation
Acacio Fertility Center	Bakersfield	4.2 (34)Google	Contact clinic	N/A	Contact clinic
Advanced Fertility Associates Medical Group, Inc.	Santa Rosa	3.4 (26)Google	Contact clinic	78.3%2022	Contact clinic
A Alex Steinleitner, MD, Inc.	San Luis Obispo	3.6 (40)Google	Published	43.8%2022	Contact clinic
American Fertility Medical Center Corporation	Diamond Bar	4.5 (44)Google	Contact clinic	N/A	Contact clinic
American Reproductive Centers	Palm Springs	4.4 (71)Google	Contact clinic	28.6%2022	Contact clinic
A American Reproductive Centers — Redlands	Redlands	N/A	Contact clinic	N/A	Contact clinic
A American Reproductive Centers-El Cajon APC	El Cajon	N/A	Contact clinic	N/A	Contact clinic
B Banafsheh Kashani, MD, Inc.	Aliso Viejo	5.0 (56)Google	Contact clinic	N/A	Contact clinic
Bay IVF Center	Palo Alto	4.7 (29)Google	Published	41.4%2022	Contact clinic
Beverly Hills Fertility	Los Angeles	4.8 (22)Google	Contact clinic	N/A	Contact clinic
California Center for Reproductive Health, Reproductive Fertility Center	West Hollywood	4.8 (120)Google	Published	39.6%2022	Contact clinic
California Center for Reproductive Medicine	Encinitas	4.3 (30)Google	Contact clinic	N/A	Contact clinic
California Dream Fertility Center	Aliso Viejo	4.8 (46)Google	Contact clinic	N/A	Contact clinic
California IVF Fertility Center	Sacramento	3.5 (70)Google	Published	45.9%2022	Contact clinic
CARE Fertility	Glendale	4.1 (119)Google	Contact clinic	35.9%2022	Contact clinic
CARE for the Bay Area	Los Gatos	3.9 (13)Google	Contact clinic	35.1%2022	Contact clinic
CCRM Fertility — Newport Beach	Newport Beach	4.9 (87)Google	Published	51.4%2022	Available
CCRM San Francisco, Bay Area Center for Reproductive Medicine, LLC (BACRM)	Menlo Park	3.5 (112)Google	Published	45.5%2022	Available
Cedars Sinai Medical Center, Center for Fertility and Reproductive Medicine	Los Angeles	N/A	Contact clinic	N/A	Contact clinic
Center for Reproductive Health & Gynecology, (CRH&G)	Beverly Hills	4.8 (159)Google	Contact clinic	N/A	Contact clinic
Central California IVF Program, Women's Specialty and Fertility Center	Clovis	3.4 (68)Google	Contact clinic	55.4%2022	Contact clinic
Coastal Fertility Medical Center, Inc.	Irvine	4.1 (37)Google	Contact clinic	31.0%2022	Contact clinic
Dr. Aimee Eyvazzadeh	San Ramon	4.7 (43)Google	Contact clinic	N/A	Contact clinic
Ember Fertility Center	Laguna Hills	4.9 (49)Google	Contact clinic	N/A	Contact clinic
Fertility and Surgical Associates of California	Thousand Oaks	3.9 (50)Google	Contact clinic	54.5%2022	Contact clinic
Fertility Care of Orange County	Brea	4.7 (24)Google	Contact clinic	56.8%2022	Contact clinic
Fertility Center of Southern California	Irvine	4.5 (20)Google	Contact clinic	42.9%2022	Contact clinic
Fertility Centers of Orange County	Irvine	4.3 (35)Google	Published	49.3%2022	Contact clinic
Fertility Specialists Medical Group	San Diego	4.2 (122)Google	Contact clinic	37.7%2022	Contact clinic
Gen 5 Fertility Center	San Diego	4.7 (154)Google	Contact clinic	9.8%2022	Contact clinic
Hanabusa IVF	San Diego	4.5 (84)Google	Contact clinic	N/A	Contact clinic
Harvest Fertility	Arcadia	4.1 (18)Google	Contact clinic	N/A	Contact clinic
HRC Fertility – Pasadena	Pasadena	3.8 (144)Google	Contact clinic	N/A	Available
HRC Fertility — Beverly Hills	Beverly Hills	N/A	Contact clinic	N/A	Available
HRC Fertility — Carlsbad	Carlsbad	N/A	Contact clinic	N/A	Available
HRC Fertility — Encino	Encino	N/A	Contact clinic	N/A	Available
HRC Fertility — Fullerton	Fullerton	N/A	Contact clinic	N/A	Available
HRC Fertility — Mission Viejo	Mission Viejo	N/A	Contact clinic	N/A	Available
HRC Fertility — Rancho Cucamonga	Rancho Cucamonga	N/A	Contact clinic	N/A	Available
HRC Fertility (Having Babies)	Foster City	4.4 (7)Google	Contact clinic	45.8%2022	Available
HRC Fertility West Los Angeles	West Los Angeles	N/A	Contact clinic	N/A	Contact clinic
HRC Fertility Westlake Village	Westlake Village	N/A	Contact clinic	N/A	Contact clinic
HRC Fertility-Pasadena	Pasadena	3.8 (144)Google	Contact clinic	42.8%2022	Available
Incinta Fertility Center	Torrance	4.4 (67)Google	Contact clinic	N/A	Contact clinic
Innovative Fertility Center	Manhattan Beach	4.5 (59)Google	Contact clinic	21.9%2022	Contact clinic
IVF Fertility Center	Encino	5.0 (25)Google	Published	N/A	Contact clinic
Kaiser Permanente Center for Reproductive Health	San Francisco	3.5 (2)Google	Contact clinic	37.2%2022	Contact clinic
Kaiser Permanente Center for Reproductive Health-Fremont	Fremont	3.1 (8)Google	Contact clinic	46.7%2022	Contact clinic
Kaiser Permanente Center for Reproductive Health-Sacramento	Sacramento	2.5 (15)Google	Contact clinic	47.8%2022	Contact clinic
Kathleen Kornafel, MD, PhD	Glendale	3.0 (23)Google	Contact clinic	N/A	Contact clinic
Kindbody Silicon Valley	Los Altos	3.7 (70)Google	Contact clinic	N/A	Contact clinic
Kindbody Walnut Creek	Walnut Creek	N/A	Contact clinic	N/A	Available
Kindbody-Los Angeles	Santa Monica	4.3 (134)Google	Contact clinic	N/A	Available
Kindbody-San Francisco	San Francisco	4.0 (67)Google	Contact clinic	46.4%2022	Contact clinic
LA IVF Clinic	Los Angeles	4.0 (32)Google	Contact clinic	N/A	Contact clinic
L La Jolla IVF	La Jolla	4.1 (12)Google	Contact clinic	N/A	Contact clinic
Labryo Fertility Center	Newport Beach	4.2 (15)Google	Published	N/A	Contact clinic
Lane Fertility Institute	Novato	3.2 (65)Google	Contact clinic	N/A	Available
Laurel Fertility Care	San Francisco	3.8 (41)Google	Contact clinic	37.9%2022	Contact clinic
Life IVF Center	Irvine	4.1 (120)Google	Published	28.2%2022	Contact clinic
LifeStart Fertility Center	Agoura Hills	3.9 (18)Google	Contact clinic	N/A	Contact clinic
Loma Linda University Center for Fertility and IVF	Loma Linda	4.8 (49)Google	Contact clinic	31.4%2022	Contact clinic
Los Angeles Reproductive Center (LARC)	Encino	4.1 (27)Google	Published	47.7%2022	Contact clinic
Marin Fertility Center	Greenbrae	4.4 (47)Google	Contact clinic	35.8%2022	Contact clinic
Naval Medical Center San Diego Infertility Clinic	San Diego	4.4 (293)Google	Contact clinic	N/A	Contact clinic
Northern California Fertility Medical Center	Sacramento	4.3 (190)Google	Contact clinic	58.9%2022	Contact clinic
N Nova In Vitro Fertilization	Mountain View	4.8 (111)Google	Published	55.0%2022	Contact clinic
OC Fertility	Newport Beach	4.8 (111)Google	Contact clinic	48.2%2022	Available
Oma Fertility Santa Barbara	Santa Barbara	N/A	Contact clinic	N/A	Contact clinic
Pacific Fertility Center	San Francisco	4.0 (111)Google	Published	39.6%2022	Contact clinic
Pacific Fertility Center Greenbrae	Greenbrae	N/A	Published	N/A	Contact clinic
Pacific Fertility Center of Los Angeles — Westwood	Los Angeles	4.1 (158)Google	Contact clinic	N/A	Available
Pacific Fertility Center-Los Angeles	Los Angeles	4.1 (158)Google	Contact clinic	35.9%2022	Available
Pacific Reproductive Center	Torrance	N/A	Contact clinic	60.7%2022	Contact clinic
Palo Alto Medical Foundation	San Jose	3.7 (6)Google	Contact clinic	57.5%2022	Available
Pinnacle Fertility — Los Angeles	Los Angeles	4.9 (85)Google	Contact clinic	43.6%2022	Contact clinic
Reproductive Fertility Center, LinFertility Family Foundation	Irvine	3.7 (39)Google	Contact clinic	54.2%2022	Available
Reproductive Medicine Associates of Northern California	San Francisco	4.0 (82)Google	Contact clinic	53.0%2022	Available
Reproductive Medicine Associates of Southern California	Los Angeles	4.2 (52)Google	Contact clinic	56.5%2022	Available
Reproductive Partners Fertility Center-San Diego	La Jolla	4.6 (200)Google	Contact clinic	54.2%2022	Contact clinic
Reproductive Partners Medical Group — South Bay	Torrance	4.9 (34)Google	Published	22.2%2022	Contact clinic
Reproductive Partners-Beverly Hills, Redondo Beach & Westminster	Beverly Hills	4.4 (76)Google	Published	54.5%2022	Contact clinic
Reproductive Science Center of the San Francisco Bay Area	San Ramon	4.3 (225)Google	Contact clinic	53.4%2022	Contact clinic
Reproductive Sciences Medical Center	San Diego	4.4 (103)Google	Contact clinic	65.7%2022	Contact clinic
RMA Burbank	Burbank	N/A	Contact clinic	N/A	Contact clinic
RMA Danville	Danville	N/A	Contact clinic	N/A	Contact clinic
RMA Network (RMA Southern California) — Laguna Hills	Laguna Hills	4.9 (59)Google	Contact clinic	65.5%2022	Available
RMA Newport Beach	Newport Beach	3.7 (23)Google	Contact clinic	N/A	Available
RMA of San Diego dba, Pearl Mini IVF	San Diego	4.7 (43)Google	Contact clinic	N/A	Available
San Diego Fertility Center	San Diego	4.4 (293)Google	Published	61.1%2022	Contact clinic
S San Diego Fertility Center — Temecula Valley	Temecula	N/A	Published	N/A	Contact clinic
Santa Barbara Fertility Center	Santa Barbara	4.6 (10)Google	Contact clinic	42.4%2022	Contact clinic
SGF SoCal	Solana Beach	N/A	Contact clinic	N/A	Available
Southern California Center for Reproductive Medicine	Newport Beach	4.5 (34)Google	Contact clinic	46.0%2022	Contact clinic
Southern California Reproductive Center	Beverly Hills	3.8 (103)Google	Contact clinic	39.6%2022	Contact clinic
Spring Fertility-East Bay	Oakland	4.1 (21)Google	Contact clinic	54.2%2022	Contact clinic
Spring Fertility-San Francisco	San Francisco	4.2 (69)Google	Contact clinic	52.4%2022	Contact clinic
Spring Fertility-Silicon Valley	Sunnyvale	3.6 (49)Google	Contact clinic	52.3%2022	Contact clinic
Stanford Medicine Fertility & Reproductive Health	Sunnyvale	3.0 (46)Google	Contact clinic	34.8%2022	Contact clinic
The Center for Fertility and Gynecology, Vermesh Center for Fertility	Tarzana	4.7 (109)Google	Contact clinic	79.5%2022	Contact clinic
The Fertility and Gynecology Center, Monterey Bay IVF	Monterey	4.4 (38)Google	Contact clinic	30.4%2022	Contact clinic
The Fertility Institutes-Los Angeles, New York, Guadalajara	Encino	3.9 (31)Google	Contact clinic	N/A	Contact clinic
Tree of Life Center for Fertility, California Fertility Clinics	Tarzana	4.9 (199)Google	Contact clinic	43.3%2022	Contact clinic
UCLA Fertility Center	Santa Monica	N/A	Contact clinic	42.2%2022	Contact clinic
UCSF Center for Reproductive Health	San Francisco	4.0 (91)Google	Contact clinic	37.8%2022	Available
Unity Fertility Center, LLC	Pasadena	N/A	Contact clinic	N/A	Contact clinic
U University Fertility Center	Torrance	3.3 (21)Google	Contact clinic	28.6%2022	Contact clinic
Valley Center for Reproductive Health, Inc., West Coast Women's Reproductive Center	Sherman Oaks	4.2 (20)Google	Contact clinic	N/A	Contact clinic
West Coast Fertility Center	Fountain Valley	4.8 (245)Google	Published	N/A	Contact clinic
Western Fertility Institute	Encino	4.6 (90)Google	Contact clinic	50.6%2022	Contact clinic
W Williams OB/GYN & Associates	San Dimas	3.4 (10)Google	Contact clinic	N/A	Contact clinic

* CDC/NASS result shown is live births per intended retrieval using a patient's own eggs for patients under 35. N/A means this specific measure is unavailable. Published prices and consultation availability should be confirmed directly.

City guides:Los Angeles San Diego San Francisco Irvine Encino Newport Beach

Closed or status-unconfirmed clinic profiles

These profiles are retained to document closures and unresolved operating-status changes. They are not included in the active-clinic comparison above; confirm current status before arranging care or travel.

Clinic profile	Location	Current listing status
Alta Bates In Vitro Fertilization Program	Berkeley, CA	Closed
Pinnacle Fertility California	Santa Monica, CA	Operating status unconfirmed
RMA Mission Viejo	Mission Viejo, CA	Operating status unconfirmed

Services documented in California

IVF107
IUI100
Egg Freezing96
Gestational Carrier94
LGBTQ+ Family Building88
Fertility Preservation82
Fertility Testing79
Genetic Testing (PGT-A)75

Access and clinic type

107 full-clinic locations
4 monitoring locations
31 clinics documenting financing
43 clinics publishing insurer names

Published fertility clinic costs Clinics with CDC data Virtual consultation directory

Frequently asked questions about fertility clinics in California

How many fertility clinics are in California?: There are 114 fertility clinics listed in California, spanning 63 cities including Los Angeles, San Diego, San Francisco. Each profile is source-backed with services, pricing context, and CDC/NASS success-rate data where available.
Does health insurance cover IVF in California?: California has fertility insurance requirements that can include IVF, though coverage depends on your specific plan. California's regime splits by market. Self-funded employer plans governed by ERISA may be exempt, so verify benefits directly with your insurer and clinic.
How much does IVF cost in California?: 19 active clinics in the current California directory publish at least one price. 5 have a location-scoped price entry and 14 reference network-scoped pricing. Published amounts may exclude medication, lab, anesthesia, testing, storage, or monitoring, so compare scope and request an itemized estimate.
Is there one best fertility clinic in California?: There is no single clinic that is best for every patient. Compare whether treatment is performed on site, documented services, published-price scope, CDC/NASS reporting, financing and insurance information, travel requirements, and the questions you want answered during a consultation. The table and profiles below present these facts without assigning a score or ranking.