Fertility Clinics in Tennessee: Costs, Insurance & Clinic Guide
Compare 8 active fertility clinics in Tennessee across 6 cities. Review observed published treatment prices, insurance context, fertility-preservation services, financing information, and CDC/NASS reporting before building a shortlist.
Tennessee clinic snapshot
- 8
- Active clinics
- 2
- Published pricing
- 7
- CDC reporting
- 1
- Virtual consultations
6 represented cities
0 with location-scoped entries
Reporting is not a quality ranking
Positive verification only
Insurance coverage in Tennessee
Tennessee: private insurance context - Not Covered. Medicaid context - Not Covered. State mandates vary by market and plan type and generally do not control self-funded employer plans.
What to check
Ask whether your specific treatment, medications, testing, storage, and fertility clinic are covered—not only whether the plan includes a fertility benefit.
Employer-plan exception
Self-funded employer plans are generally governed by federal ERISA rules and may not follow state insurance requirements. Confirm the funding type with your employer or plan administrator.
Coverage record effective or reviewed as of 2026-08-25.
What fertility treatment costs are published in Tennessee?
We found 9 distinct published offers in current Tennessee clinic profiles after repeated network offers were deduplicated. These are observed advertised amounts—not estimates or a state average—and inclusions vary.
IVF
$13,000–$26,000
Across 3 distinct observed offers; formats and scope vary.
How to compare IVF pricesEgg Freezing
$9,950–$10,000
Across 2 distinct observed offers; formats and scope vary.
How to compare Egg Freezing pricesFrozen Embryo Transfer
$4,600–$7,000
Across 2 distinct observed offers; formats and scope vary.
How to compare Frozen Embryo Transfer prices| Clinic or network | Treatment | Published amount | Basis | Medication | Scope | Checked |
|---|---|---|---|---|---|---|
| Kutteh Ke Fertility Associates of Memphis, PLLC | IVF | $13,000–$26,000 | Single cycle | Not specified | Network-published | Aug 2026 |
| Tennessee Fertility Institute | IVF | Starting at $14,500 | Package | Excluded | Network-published | Aug 2026 |
| Tennessee Fertility Institute | IVF | Starting at $20,500 | Package | Excluded | Network-published | Aug 2026 |
| Kutteh Ke Fertility Associates of Memphis, PLLC | IUI | $1,500–$2,000 | Single cycle | Not specified | Network-published | Aug 2026 |
| Tennessee Fertility Institute | IUI | Starting at $2,500 | Single cycle | Excluded | Network-published | Aug 2026 |
| Tennessee Fertility Institute | Egg Freezing | Starting at $9,950 | Package | Excluded | Network-published | Aug 2026 |
| Kutteh Ke Fertility Associates of Memphis, PLLC | Egg Freezing | Starting at $10,000 | Single cycle | Not specified | Network-published | Aug 2026 |
| Kutteh Ke Fertility Associates of Memphis, PLLC | Frozen Embryo Transfer | $4,600–$7,000 | Single cycle | Not specified | Network-published | Aug 2026 |
| Tennessee Fertility Institute | Frozen Embryo Transfer | Starting at $5,500 | Single cycle | Excluded | Network-published | Aug 2026 |
Always request a written estimate. A published amount may omit medication, genetic testing, anesthesia, laboratory services, storage, or monitoring.
Fertility preservation and family-building services in Tennessee
These lists include only clinics whose sourced profiles affirmatively document the service. Missing information is not treated as evidence that a clinic does not offer it.
Fertility preservation and oncofertility
5 clinics with positive documentation
- Fertility Center, LLC — Chattanooga
- Kutteh Ke Fertility Associates of Memphis, PLLC — Memphis
- Nashville Fertility Center — Nashville
- Tennessee Fertility Institute — Franklin
- Vanderbilt Fertility Clinic — Franklin
LGBTQ+ family building
4 clinics with positive documentation
- Kutteh Ke Fertility Associates of Memphis, PLLC — Memphis
- Nashville Fertility Center — Nashville
- Tennessee Fertility Institute — Franklin
- Tennessee Reproductive Medicine — Chattanooga
Donor egg, sperm, or embryo programs
4 clinics with positive documentation
- Fertility Center, LLC — Chattanooga
- Kutteh Ke Fertility Associates of Memphis, PLLC — Memphis
- Nashville Fertility Center — Nashville
- Tennessee Fertility Institute — Franklin
Male fertility services
4 clinics with positive documentation
- Kutteh Ke Fertility Associates of Memphis, PLLC — Memphis
- Nashville Fertility Center — Nashville
- Tennessee Fertility Institute — Franklin
- Tennessee Reproductive Medicine — Chattanooga
Recurrent pregnancy loss services
2 clinics with positive documentation
- Kutteh Ke Fertility Associates of Memphis, PLLC — Memphis
- Nashville Fertility Center — Nashville
Tennessee clinics with CDC/NASS reporting
7 active clinics in this directory are matched to CDC/NASS data. Reporting status and cycle volume provide context; they are not a ranking or a direct measure of quality.
| Clinic | City | Reporting year | Total cycles |
|---|---|---|---|
| Fertility Center, LLC | Chattanooga | 2022 | 385 |
| Kutteh Ke Fertility Associates of Memphis, PLLC | Memphis | 2022 | 938 |
| Nashville Fertility Center | Nashville | 2022 | 1,590 |
| Quillen Fertility & Women's Services | Johnson City | 2022 | 43 |
| Rejoice Fertility | Knoxville | 2022 | Not reported |
| Tennessee Fertility Institute | Franklin | 2022 | 676 |
| Tennessee Reproductive Medicine | Chattanooga | 2022 | 575 |
Financing and employer fertility benefits in Tennessee
Clinic participation and financing terms can change. Treat these as documented starting points and verify current eligibility with the clinic, benefit administrator, insurer, and employer.
Clinics documenting financing
1 clinic list at least one financing option.
- Tennessee Fertility Institute — Franklin
Employer-benefit programs named by clinics
- Progyny: 2 clinics with positive documentation
- Maven: 1 clinic with positive documentation
- WINFertility: 1 clinic with positive documentation
Compare fertility clinics in Tennessee
This table is alphabetical, not a ranking. Compare reviews, price transparency, one consistent CDC/NASS result, and whether a virtual consultation is documented.
| Clinic | Location | Google reviews | Price information | CDC live birth rate* | Virtual consultation |
|---|---|---|---|---|---|
| Chattanooga | 4.1 (64)Google | Contact clinic | 48.6%2022 | Contact clinic | |
| Memphis | 4.0 (343)Google | Published | 64.4%2022 | Contact clinic | |
| Nashville | 4.0 (245)Google | Contact clinic | 46.4%2022 | Contact clinic | |
| Johnson City | 3.4 (5)Google | Contact clinic | N/A | Contact clinic | |
| Knoxville | N/A | Contact clinic | 40.8%2022 | Contact clinic | |
| Franklin | 4.4 (165)Google | Published | 56.9%2022 | Available | |
| Chattanooga | 4.4 (48)Google | Contact clinic | 45.7%2022 | Contact clinic | |
| Franklin | 3.5 (19)Google | Contact clinic | N/A | Contact clinic |
* CDC/NASS result shown is live births per intended retrieval using a patient's own eggs for patients under 35. N/A means this specific measure is unavailable. Published prices and consultation availability should be confirmed directly.
Closed or status-unconfirmed clinic profiles
These profiles are retained to document closures and unresolved operating-status changes. They are not included in the active-clinic comparison above; confirm current status before arranging care or travel.
| Clinic profile | Location | Current listing status |
|---|---|---|
| The Center for Reproductive Health | Nashville, TN | Closed |
Services documented in Tennessee
- IVF7
- Fertility Testing6
- IUI6
- Fertility Preservation5
- Donor Eggs4
- Genetic Testing (PGT-A)4
- Gestational Carrier4
- LGBTQ+ Family Building4
Access and clinic type
- 8 full-clinic locations
- 0 monitoring locations
- 1 clinics documenting financing
- 4 clinics publishing insurer names
Frequently asked questions about fertility clinics in Tennessee
- How many fertility clinics are in Tennessee?
- There are 9 fertility clinics listed in Tennessee, spanning 6 cities including Chattanooga, Franklin, Nashville. Each profile is source-backed with services, pricing context, and CDC/NASS success-rate data where available.
- Does health insurance cover IVF in Tennessee?
- Tennessee does not have a broad state mandate requiring health plans to cover IVF, though some employer plans offer fertility benefits voluntarily. Tennessee: private insurance context - Not Covered. Verify coverage directly with your insurer and clinic.
- How much does IVF cost in Tennessee?
- 2 active clinics in the current Tennessee directory publish at least one price. 0 have a location-scoped price entry and 2 reference network-scoped pricing. Published amounts may exclude medication, lab, anesthesia, testing, storage, or monitoring, so compare scope and request an itemized estimate.
- Is there one best fertility clinic in Tennessee?
- There is no single clinic that is best for every patient. Compare whether treatment is performed on site, documented services, published-price scope, CDC/NASS reporting, financing and insurance information, travel requirements, and the questions you want answered during a consultation. The table and profiles below present these facts without assigning a score or ranking.