University of Iowa Hospitals and Clinics, Center for Advanced Reproductive Care

Cost factors to verify

A quoted price rarely tells the whole story. Ask the clinic how each of these is handled before comparing prices:

• Diagnosis and testing — workup before treatment starts
• Medications — injectables and pharmacy costs
• Monitoring — cycle bloodwork, ultrasounds, and visits
• Lab and anesthesia — embryology lab work, retrieval, and outside lab fees
• Embryo testing — genetic testing (PGT) when used
• Donor services — donor eggs, sperm, or gestational carrier coordination
• Insurance plan design — coverage, network rules, and benefit limits
• Financing — payment plans, multi-cycle packages, and refund programs